Oyeyinka, R. A. . and Adeogun, S. (2023) “Socio–Economic factors influencing utilization of bank of agriculture credit scheme by farmers in Oyo State, Nigeria”, The Nigerian Journal of Rural Extension and Development, 5(1), pp. 17–24. Available at: https://journals.ui.edu.ng/index.php/njred/article/view/1020 (Accessed: 14 February 2026).